Your Reliable Mortgage Broker in Melbourne
Working with an experienced mortgage broker in Melbourne lets you access some of the best products in the market. At 7 Mortgages, we understand how the lending market works and use this knowledge to find rates that fit your financial needs. Our experience makes buying a new home or refinancing an existing loan easier and hassle-free. Plus, you get an expert to guide you through the whole journey.
We are accredited with over 25 lenders offering over 200 loan products. This helps us connect you with different mortgage lenders to find the right terms. Our team also assesses your finances, current interest rates, mortgage insurance, and monthly repayments, if any. Accordingly, we’ll provide suggestions for improving the current loan or finding better options.
Our primary goal is to provide unbiased mortgage advice that clearly explains all the pros and cons. We want to help our clients make intelligent choices and feel confident afterwards. So rest assured, you’ll receive personalised services tailored specifically to your situation.
7 Mortgages: What Is Included in Our Services?
We provide an extensive range of mortgage services to meet different requirements. As one of the top independent finance brokers, our services include the following:
Home Loan Broker
Find some of the best mortgage rates in Melbourne with us. We provide custom solutions that align with your financial objectives, making the homeownership journey stress-free. All applications are treated equally, whether you’re salaried or self-employed. Plus, we also offer low-doc home loans.
Business Loan Broker
We help businesses of all sizes, small or big, get competitive financing options to meet varying requirements. This allows them to grow exponentially and succeed. Moreover, you’ll get tips on better interest rates or other applicable incentives.
Private Money Lenders
With our help, you can access alternate funding sources, such as private loans from non-banking institutions and mortgage lenders. They generally offer more flexible terms minus the strict requirements of traditional banks.
Asset Finance Broker
Use our services to purchase equipment or vehicles without affecting your cash flow. The payment will be decided by matching the terms with your asset’s expected value.
Commercial Loans
This market is a little more unstructured and diverse than home loans, making it quite tricky to navigate. Therefore, we will connect you with different lenders and products according to your business or investment needs and goals.
Construction Loans
Obtaining construction funds these days can be a challenge. Luckily, with 7 Mortgages, you are offered various finance options that fit almost every scenario. Whether it’s 100% pre-sales or no-sales, we tailor each funding structure on a project-by-project basis.
Personal Loans
These loan types are handy when planning a vacation, buying a new car, or giving your home a makeover. Our finance brokers will find good deals with flexible payment options and competitive rates to net you all the benefits.
Short Term Loans
If you require small loans to help with personal finances or quick cash injections, we can help. Our team brings you products to provide short-term cash flow that is accessible anytime.
Mortgage Calculator
Before you take out a mortgage, knowing the repayment plan based on the loan amount, interest rates, and other terms is vital. It paints a clear picture of what to expect and prepares you for any eventuality. This is where our mortgage calculator becomes very handy.
It’s designed to provide details on potential costs, making it easy to plan your next steps. For instance, if you are a first-time home buyer or want to refinance an existing loan, the program can help. Moreover, you can also compare different rates, plan budgets, calculate extra repayment, or even check your savings. So, check our mortgage calculator today and get an insight into your finances!
Why Choose 7 Mortgages?
Do you want to find a mortgage broker in Melbourne who is experienced and trustworthy? Well, 7 Mortgages is a reputed name in the industry you can rely on. We’ll be there every step of the way until the last repayment. If you wish to purchase a new home at record-low rates, we’re the ones for the job.
Start your journey towards your dream home or a secure future with 7 Mortgages, one of the best finance brokers in Melbourne. For guidance and custom mortgage solutions, please call us on 03 9544 2642/ 0413 277 413 or email us at admin@7mortgages.com.au.
No Bank Ties:
Since a bank does not own us, we can negotiate freely with lenders to get you the best rates, deals, or cashback offers when refinancing.
Custom Loan Options:
We can quickly provide a wide range of products that align with your goals and objectives.
Hassle-free Process:
Let us do all the hard work for you. We strive to make the process of getting mortgage loans simple and stress-free.
No Upfront Costs:
All our services are provided at no cost to you. Instead, the lender pays us a commission when your loan is settled.
FAQs – Mortgage Broker
What does a mortgage broker do?
A mortgage broker acts as an intermediary between borrowers and lenders. They talk to individuals to understand their needs and find the right option for them. These experts also help with paperwork, negotiation, and advice on making the process easier.
Do I have to pay a fee to a mortgage broker?
Generally, you don’t have to pay any charges. It’s the same with us – once your loan is settled, the lender pays us our commission.
What types of loans can I apply for with a mortgage broker?
A mortgage broker can help you apply for home, personal, business, and short-term loans. To make informed decisions, check with your broker about the available loans.
Why should I use a mortgage broker instead of going directly to a bank?
Banks have strict requirements and processes that can be confusing and difficult to navigate. Unlike banks, a mortgage broker can provide several options based on your financial needs and guide you throughout the process.
