7 Mortgages is a leading independent mortgage brokerage in Point Cook, Victoria. 7 Mortgages is independently owned, and therefore can provide our clients with many benefits that a bank may not.
Here are just a few of the reasons why you should consider selecting 7 Mortgages to be your broker instead of a bank.
1. The Right Product for You:
7 Mortgages has access to 34 Lenders and 7,400 products available. We can search the market for the most suitable product to meet your needs.
We can assist you with 7 types of loans, including: home loans, commercial loans, business loans, construction loans, asset finance, personal loans and short term lending.
Based on your needs, we will provide you with a shortlist of some great options and allow you to make an informed decision. We will never pressure you into selecting any product.
On the other hand, if you approach a bank directly, they may only provide a handful of options.
In one way, approaching a bank for a loan is like only going to your local supermarket and expecting to receive the best deal.
2. No Fees (99% of the time):
7 Mortgages will rarely charge you a cent. We may only charge a fee if your application is extremely complex. In almost 100% of loan applications, there will be no fees payable by you to 7 Mortgages.
7 Mortgages prides itself on being upfront and transparent and will always advise you of any fees before commencing your application.
We hope to provide you with a clear picture of the fees and costs involved with your loan.
7 Mortgages receive a commission from the lender when a loan is settled. Commissions amongst most lenders are broadly similar, therefore have no influence on which products are recommended to you.
3. Smaller but Better Service:
At 7 Mortgages, we understand the importance of keeping our clients up to date throughout the loan application process. As a smaller business, we have the capacity to keep in contact with you and not keep you waiting for hours on the phone.
We know from our own experience that waiting for hours on the phone to speak with a bank representative is frustrating.
For your initial loan meeting, we can meet you where and when you like. This could be at our Point Cook office, at your home, a café, or just online via a Zoom meeting.
We know your time is valuable. Simply let us know your preference, and we will try our best to accommodate it.