How Long Does It Take to Refinance a Home?
We’re all looking for ways to deal with wipe-out costs — especially fixed costs that lock us into a contracted bill a significant long time following a month. One normal approach to save your financial plan is to diminish your everyday costs, including your home installment. Refinance Loan low Interest rate could assist cut with ...
7 Mortgages as Your Broker Versus a Bank
7 Mortgages is a leading independent mortgage brokerage in Point Cook, Victoria. 7 Mortgages is independently owned, and therefore can provide our clients with many benefits that a bank may not. Here are just a few of the reasons why you should consider selecting 7 Mortgages to be your broker instead of a bank. 1. ...
Why This is a Good Time to Refinance Your Home?
With economic uncertainty due to COVID-19 and interest rates at record lows, refinancing your home loan may be a way to save money on your monthly repayments, free up some cash or pay for that renovation you have been dreaming of. What is Refinancing? In fundamental terms, refinancing is supplanting your present home loan with ...
New Record Achieved for Home-Buying Intentions in Australia
Australia’s home-buying intentions reached their highest level in March, according to the latest Commonwealth Bank Household Spending Intentions (HSI). The HSI study showed that new home-buying objectives have increased in March 2021 to a new series-high, extending the prior improvement recorded in recent months. This growth was echoed in the increase in mortgage submissions and ...
Which Documents You Need for Your Home Loan Application?
It can seem like a home loan application requires infinite paperwork. You can make the process easier by establishing your documents before you begin your application. Your mortgage lender has an agreement to lend sensibly. They need to verify that you can afford to pay off the loan based on your recent financial circumstances. To ...
What’s Happening to Small Business Loans in Australia: Will 2020 Crisis Continue in 2021?
The year 2020 was tough on small businesses international. Australia performed much better than many other countries. However, the loss to SMEs was massive and many of them shut down with many more at the chance of doing so in 2021. The major problem for small businesses that come from the COVID-19 pandemic is money ...
Mortgage Broker Point Cook
Are you looking for the Best Mortgage Broker in Point Cook, VIC? 7Mortgage Brokers Point Cook works exclusively for you, not the lenders. So, whether it be your first home, investment of residential or commercial property, or home loan refinancing, you’ll find our service, helpful. We’ll look at ways to save you money and be ...
How to Get Best Home Loan Rate Post Pandemic – Home Loan Hacks 2021
After an unstable year, 2021 could be the right time to get a more reasonable interest rate for your home loan. With interest rates at record lows, lenders are vying with each other to claim and keep borrowers. So, your options of finding a right home loan deal are looking fairly good. Like many Australians, ...
Choose Best Mortgage Broker in Melbourne
While choosing the best mortgage broker in Melbourne for your home loan or other financial requirement or services, it is essential to protect your benefits by finding one who is truthful and professional. Choosing a mortgage will most likely be the biggest financial choice you’ll make in your life – and one of the riskiest ...
How Can I get a car loan with bad credit?
If your credit score information may be of concern to a lender, do you think, you still get approved for a new car loan? Is it a great idea to apply for a car loan if your credit score record is ‘bad’? As we’ll see, the answers to these will depend on the situation and ...
Victorian Premier Daniel Andrews Announces Stamp Duty Waivers
The Victorian Government offering stamp duty discounts and pay out close to $50 billion on other discounts, grants, and projects in a bid to get hundreds of thousands of citizens back to work and breathe new life into a state economy pummeled and hurt by the coronavirus pandemic. Stamp duty will be reduced for people ...
5 Key Things to Consider Before Getting A Home Loan
Getting a home loan is a very complicated process. Applying for a home loan is one of the absolute initial steps you have to take when buying a property. It is significant for you to be proficient about your funds and your choices to ensure that the whole process goes without major hiccups along the ...
Can’t Pay your Mortgage? What to do next?
Many people in Australia have lost their jobs or had their hours reduced due to the covid19 pandemic that continues to unfold. If you are in this position, you may be faced with the question: What can I do if I cannot pay my mortgage? Can I defer my home loan repayments? The vast majority ...
How to Apply for Business Loan?
Starting a business is an exciting dream of many individuals. Are you one of those enthusiasts? If so, you should put few things together before entering this highly competitive field. One of such important things to consider is a way to fund your business. Without a solid capital, you can hardly achieve your business goals. ...
Building Your Home? Here’s How to Get Construction Loan?
Building a home – or undertaking a significant basic structural renovation venture – can challenge even the best-set plans. If you are building your home or redevelopment, you might be keen on getting a construction loan. But our construction project loans take a lot of stress out of the condition. Here’s an overall review of how ...
How to Refinance Home Loan – What does it Mean?
Home loan rates are among the least on record after the Reserve Bank of Australia (RBA) has sliced the money rate recently, and even with it being unchanged at 0.25% for July month. Lenders have been encouraged to reduce the rates, cost of mortgages and are now intensely challenging for new businesses. Some banks in ...
Quick Guide: Types of Car Loans or Car Financing Options
If you dream to own your own car, how are you going to pay for it? Do you need financial assistance? Does all the paperwork, rules, and conditions that the banks insist you comply with make it seem too hard to go ahead? Your search is over as you just landed on the perfect place ...